money-saving tips Archive

  • Personal Finance Manager PFM

    Personal Finance Manager – What Can One Do For You?

    Have a personal finance manager wherever you go. I’m sure the majority of you have smart phones at this point and isn’t it wonderful to have all your contacts, games, social networking sites and all kinds of other applications that you just can’t live without...

    Full Story

  • fiscally responsible

    Helping Our Members Become Fiscally Responsible

    Being fiscally responsible is ageless. Many of the simple basic lessons that we use to teach our children financial responsibility always apply, no matter what your age. Having credit cards are both a curse and a blessing. While they offer a sense of financial security...

    Full Story

  • personal-finance-tips

    Personal Finance Tips from Suze Orman

    Whether you realize it or not, your financial security is more than just how much money you have in savings or if your credit card bills are current. Retirement investments, long-term care insurance, even the equity in your home all play an important part in...

    Full Story

  • teach kids to save money

    Money Tips to Help Kids Learn to Save Money

    Kids learn to save money from you!   It’s never too early to start teaching your children the importance of good money management.  Check out these easy and smart ways to get your kids on the right track when it comes to savings. Impulse buying...

    Full Story

  • ATM debit card fraud skimming machine

    Tips for Protecting Against Debit Card Fraud

    Prevent Debit Card Fraud   Debit card fraud can be a nightmare to deal with, but is preventable. While it’s great to have the convenience of being able to just swipe a card to pay for things it’s more important than ever to know how...

    Full Story

  • Save money for shopping smart

    Shopping Smart Can Save You Money

    Shopping smart!   Every day you are bombarded with television and radio ads, billboards, newspapers and online promotions all trying to sell you everything from cars to clothes, televisions to new appliances. But just because it’s on sale, is it really a bargain? Never impulse...

    Full Story

  • Track your spending with a spreadsheet

    Track Your Spending to Know Where Money Goes

    Continuing our series “Ten Smart Money Management Tips” and going hand-in-hand with our last post on getting organized, now we are going to discuss techniques to track your spending. Seeing exactly where your money goes will help identify areas where spending can be reduced. Then that...

    Full Story

  • Car Financing tips - ILWU Credit Union

    Financing Tips to Make Sure a New Vehicle is in Your Future

    It’s the one thing I’ve never been able to understand, why is buying a new car or truck so hard? If you’re like me just the thought of “window shopping” fills you with a sense of dread. The pushy salesmen, the haggling back and forth...

    Full Story

  • Tax audit tips - ILWU Credit Union

    Avoid a Tax Audit – Seven Tips to Possibly Keep the IRS Away

    Nothing causes that sick feeling in the pit of your stomach faster than opening the mailbox and seeing a tax audit letter from the IRS. And now that we are in the middle of tax filing season, follow these seven simple tips to lessen the...

    Full Story