Money-Saving Holiday Tips: Part 2

A couple of days ago, we covered a few money-saving tips for the holidays. As promised, below is part 2 of the original blog series, Money-Saving Tips for the Holidays. Happy reading and saving!

Shop early and online
Check out your favorites stores now since most are beginning to advertise early, and don’t forget Black Friday and Cyber Monday deals. Shopping online also saves you the hassle of driving to a mall/store and decreases the chances of excessive/impulsive shopping.

Extra: don’t forget to visit sites like Most vendors will offer free or shipping during the holidays, or 2-day shipping if you sign-up for a 30-day trial of some sort. Last year, I signed up for Amazon Prime for 30 days and cancelled around day 27. The benefit: I received all my items in 2 days!

Use your plastic wisely
If you’re an impulse shopper, leave your plastic at home. If you plan to use a credit card, use one with the low interest rate or contact a couple of your credit card companies to negotiate a lower rate. Also, consider applying for a ILWUCU Platinum Visa credit card. Our card has no annual fee, offers free balance transfers and carries a rate of 9.95%.

Use your imagination

  • Send postcards instead of christmas cards – this equates to cheaper postage.
  • Regift any unwanted gift cards ONLY after checking balances and expiration dates.
  • Consider making baked goods, homemade cookie mixes, bread mixes, etc. which can be ideal gifts for a host/hostess or co-worker.
  • Not a baker, no problem! Provide gift cards or certificates for a car wash/auto detail service or maintenance check. Check out sites like Groupon, LivingSocial or YP for such deals.
  • Purchase a gardening service, gym membership or fitness classes (yoga, kickboxing, zumba, etc).
  • For those that like to be pampered, look into gift certificates offered at a salon/spa. Give away a free hair-cut, manicure/pedicure combo, facial or massage.

Give back
Take a few hours to volunteer at a non-profit organization or make a donation. Check out a favorite organization of ours, Interval House, which offers  a variety of services from housing to financial assistance to victims of domestic violence. You can also approach a local Volunteer Center to see available volunteer opportunities.

Do you plan to use any of these tips, or do you have some of your own? Please share.

About the Author

Alejandra Gutierrez Alex is the new Social Media Specialist for the ILWU Credit Union. She's a 'nerd' at heart who enjoys community building. Her obsessions: baked goods and old mariachi ballads.